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As a result, the idea of buying cars on credit has become popular, as the buyer only need to pay between 10 percent and 20 percent as a down payment before buying either a brand new or good-quality used car.

As a major city in the Guangdong-Hong Kong-Macao Greater Bay area, Guangzhou boasts of a rising number of Fortune 500 companies as well as growing traffic at the airport. "Guangzhou's role as an important hub has become more and more important each year," he said.

As both Japan and South Korea are US allies and play key roles in US intervention in regional affairs, if the Tokyo-Seoul disputes become a long-term issue, the US-Japan-South Korea alliance would also be challenged and result in major security changes in the region, he said.

As a result, the Federal Open Market Committee (FOMC) is likely to leave the federal funds rate at its current target level of 1.50 to 1.75 percent. The rate determines what banks charge each other for overnight lending, but also affects the cost of consumer debt and therefore influences spending.

As a result, nonperforming loan ratios of local banks in these regions may increase. Furthermore, a decline in the banks' asset quality may lead to a fall in their loan loss provision coverage ratios and even capital adequacy ratios, said Lu in an article posted on his WeChat official account.